India’s Health Insurance Scheme for the Poor: Evidence from the Early Experience of the Rashtriya Swasthya Bima Yojana

Centre for Policy Research Robert Palacios, Changging Sun

This monograph documents the early experience of states, insurance companies, households and hospitals with the Rashtriya Swasthya Bima Yojana or RSBY in India. The scheme is still in its infancy, with its first enrolment taking place on February 28, 2008. It aims to provide health insurance for inpatient care for all households below the poverty line in Indian states (and is now being expanded to include other groups). At the time of printing, the RSBY covered over 23 million households in 23 states and had been used to cover inpatient care for 1.6 million hospital visits. The authors of the papers in this monograph come from several institutions reflecting collaboration with several external agencies and institutions including GTZ, India Development Foundation, Centre for Policy Research and the World Bank.

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